As the seasons change, so do the risks your home faces. To ensure adequate protection, it’s crucial to review your homeowners insurance policy and consider adjustments based on the specific risks of each season.

Winter: Protecting from the Cold

Review Your Policy: Ensure your homeowners’ insurance policy is up-to-date and covers potential winter risks, such as snow and ice damage.
Consider Additional Coverage: Depending on your location, consider additional coverage for specific winter concerns like power outages or damage caused by falling snow and ice.

Summer: Preparing for Storms

Review Your Policy: Before the summer storm season arrives, assess your policy’s coverage for wind, hail, and other storm-related damage.
Consider Additional Coverage: If you live in an area prone to thunderstorms, hurricanes, or tornadoes, consider adding coverage for specific perils like flooding or high winds.

General Tips for Year-Round Protection:

Regularly Review Your Policy: Regularly review your policy throughout the year to ensure it reflects your changing needs and risk profile.
Consider Additional Coverage: Depending on your location and individual risks, consider adding coverage for specific events like flooding, wildfires, or wind damage
Talk to Your Agent: Discuss your concerns and needs with your insurance agent to ensure you have the right protection in place.By being proactive and adjusting your coverage as needed, you can ensure your home is protected from seasonal risks and unexpected events throughout the year.
Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing company. Product and feature availability may vary by state.