WISE WEALTH
Managing Credit Card Debt: Common Methods to Potentially Alleviate Financial Burden
According to a recent CNBC article, the credit card debt in the U.S. hit $1.08 trillion. (1) Many individuals contribute to this number, especially after the holidays. Christmas shopping, special dinners, and travel expenses pile up. While credit cards provide us...
Financial Planning for Private Business Owners
Financial planning is a critical element for the success of any private business owner. It provides a roadmap for achieving both short-term and long-term goals and ensures the financial health of the business. However, small business owners often wear multiple hats...
“The Dogs of The Dow” Strategy: Will 2024 Be Good for It?
In the realm of investment strategies, few have garnered as much attention and loyalty as the 'Dogs of the Dow.' A simple yet intriguing concept, it has existed for decades, enticing investors with its promise of consistent returns. Let’s talk about its history,...
Prioritizing Long-Term Goals by Avoiding Impulse Spending
Embarking on the road to financial success is like mastering a friendly game of sacrifice. It's about finding the sweet spot between trimming expenses, bidding farewell to a few luxuries, and tweaking daily habits. Ever wondered how those financial superheroes, the...
Financial Anxiety is the Biggest Sleep Thief
In an era of unprecedented change and economic volatility, the sleepless nights associated with financial concerns are becoming all too familiar. Despite an overall confidence in their financial well-being, a significant number of Americans, particularly from the...
Asset Allocation: Annual Rebalancing Steps to Align Your Risk Tolerance and Goals
As you begin to anticipate 2023 year-end statements, it will be tempting to focus on how well the markets performed. But especially because of this year’s solid market performance, it would be a safe bet that many investors need to consider rebalancing because they...